- A separate business account simplifies accounting and VAT for the self-employed.
- Look at built-in invoicing, multi-card support and accounting export.
- Check the status: licensed bank or payment institution.
Why an online business account for a Belgian freelancer?
Separating personal and professional is not just about tidiness.
A separate business account makes it easier to track income and expenses, file VAT and work with an accountant. Online business accounts often add built-in invoicing, sub-accounts and accounting export.
Revolut Business, Qonto, bunq Business and Wise Business cover different needs: local activity, international, or multi-user.
Compare business accounts →Frequently asked questions
Is a Belgian freelancer required to have a business account?
It is not a strict legal obligation for every structure, but it is strongly recommended to separate flows and simplify accounting and VAT.
Do these business accounts guarantee deposits?
It depends on the status: a licensed bank guarantees €100,000; a payment institution ring-fences funds without the deposit guarantee.
Maxime suit le secteur des néobanques et de la fintech belge depuis près de dix ans. Ancien conseiller en agence devenu analyste indépendant, il ouvre et teste lui-même les comptes qu’il compare, décortique les grilles tarifaires ligne par ligne et traque les frais cachés derrière les offres « gratuites ». Son objectif : aider les Belges à payer moins et choisir une banque qui colle vraiment à leur usage, sans jargon ni argument commercial.